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In 1999, the European Commission presented its paper on „The Review of the Overall Financial Position of an Insurance Undertaking”. This initiated the discussion among the European institutions, regulators and supervisors on the modernisation of the prudential framework for the supervision of insurance and reinsurance undertakings. Solvency II has a risk-based approach that enables to assess the “overall solvency” of insurance and reinsurance undertakings through quantitative and qualitative measures. Solvency II sets out requirements applicable to insurance and reinsurance companies in the EU with the aim to ensure the adequate protection of policyholders and beneficiaries. The transport options we show you are ranked based on the combination of objective factors designed to help you find relevant and useful info. These factors can include duration, distance, price, your mode preference, or the relevance of a mode to your query.

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Generally, the most important factors are your mode preference, trip durations, and sometimes price. In 2009, a report was issued by the High-Level Group on Financial Supervision in the EU, chaired by Jacques de Larosière, echoeing the weaknesses in the supervisory and regulatory regime that contributed to the financial crisis. Due to its simplicity, lack of an economic risk-based approach and differences in implementation across the European Union, the existing regulation needed revision. To get a full view on the legal provisions, visit the Solvency II Single Rulebook, which provides a direct access to key regulatory and supervisory texts within the scope of EIOPA’s activity.

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Over time, the regulatory framework seemed increasingly ill-suited to supervise the industry. Implementing technical standards are legislative provisions made by the European Commission on the basis of advice received from EIOPA. To find the best route based on estimated traffic and transit schedules, change your travel date or time. You can get directions to multiple destinations for all modes of transportation except public transit or flight. The discussions took particular importance in the wake of the 2008 financial crisis. The crisis showed the importance of a harmonised understanding of the risks by all involved actors, and the need for considering wider implications for financial stability.

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